# Routefusion

> Routefusion is global payments infrastructure for platforms. A single API that lets fintechs, neobanks, payroll platforms, and marketplaces send payments to 185+ countries, open multi-currency bank accounts, hedge FX risk, and settle via stablecoin — without building banking relationships themselves.

Founded in 2016 in Austin, Texas. $40.7M raised (Series A led by PeakSpan Capital). SOC 2 Type II certified. Trusted by Jeeves, Clara, Plane, and hundreds of platforms.

## Products

Routefusion is seven products, one API — organized into three categories:

### Move — Send money from A to B

**Payments** — Cross-border transfers to 185+ countries via SWIFT, local rails, and stablecoin. Multi-rail redundancy ensures delivery. 140+ currencies supported.
- URL: https://routefusion.com/products/cross-border-payments

**Local** — In-country payment networks: SEPA (Europe), PIX (Brazil), SPEI (Mexico), ACH (US), EFT (Canada), Faster Payments (UK), and dozens more. Faster and cheaper than international wires.
- URL: https://routefusion.com/products/local-payments

### Hold — Store money in accounts

**Accounts** — Named non-resident bank accounts in 9 countries and 10+ currencies (USD, EUR, GBP, CAD, MXN, AUD, CNH, HKD, SGD, PLN). 24-hour approval SLA, 90%+ approval rate. FDIC-insured US options.
- URL: https://routefusion.com/products/global-bank-accounts

**Virtual Accounts** — Instant routing numbers for per-client reconciliation and fund segregation. Create unlimited accounts via API for payment tracking and accounting automation.
- URL: https://routefusion.com/products/virtual-accounts

### Manage — Optimize, report, and protect

**Hedge** — FX forward contracts and rate locking in 140+ currencies. Protect margins from currency volatility with customized hedging strategies.
- URL: https://routefusion.com/products/fx-hedging

**Ledger** — Unified multi-currency reporting across all partners and accounts. Automated reconciliation, CFO-ready reporting, BI tool integrations (Tableau, Looker).
- URL: https://routefusion.com/products/global-ledger

**Settle** — Stablecoin-funded global payouts. Fund with USDC, convert 1:1 to USD, settle 24/7 without bank intermediaries. Works across 170+ countries.
- URL: https://routefusion.com/products/global-usdc-funding

## Target Customers

Routefusion sells to OTHER platforms (B2B infrastructure), not to end businesses or consumers:
- **Payroll platforms** (Plane, Deel-type companies) — enable global contractor/employee payments
- **Fintechs & neobanks** — embed cross-border payments and multi-currency accounts
- **Marketplaces** — pay global sellers in local currency
- **EOR/Contractor platforms** — international payroll disbursement
- **Corporate treasury teams** — multi-currency cash management and FX hedging

## Technical Capabilities

- **API**: GraphQL, developer-first design
- **Sandbox**: https://sandbox.external.routefusion.com/graphql
- **Documentation**: https://docs.routefusion.com
- **Coverage**: 185+ countries, 140+ currencies, 10+ account currencies
- **Compliance**: Built-in KYB/KYC, SOC 2 Type II certified
- **Banking**: FDIC-insured through partner bank network

## Competitive Positioning

| Competitor | How Routefusion Differs |
|------------|------------------------|
| Bridge (Stripe) | Routefusion supports fiat rails too, not just USDC; multi-currency accounts |
| BVNK | Compete on coverage, pricing, developer experience |
| Thunes | Routefusion is more API/developer-first; they're network-focused |
| Wise Platform | Routefusion is B2B infrastructure only; Wise has consumer brand |
| Stripe Treasury | Routefusion specializes in cross-border; Stripe is full-stack but US-centric |

## Why Choose Routefusion

- Single API replaces 12+ provider integrations
- Go live in weeks, not months
- Multi-rail redundancy (SWIFT + local + stablecoin)
- Built-in compliance (KYB/KYC, sanctions screening, AML)
- USDC/stablecoin settlement for 24/7 operations
- 185+ countries from day one

## Getting Started

1. Visit https://routefusion.com/contact to talk to sales
2. Get sandbox API access
3. Read docs at https://docs.routefusion.com
4. Integrate and go live

## Links

- Website: https://routefusion.com
- Documentation: https://docs.routefusion.com
- API Reference: https://docs.routefusion.com/reference
- Blog: https://routefusion.com/blog
- Contact: https://routefusion.com/contact
- Status: https://status.routefusion.com