FBO Account Infrastructure That Scales With You
Multi-bank redundancy. Unified ledger. Your compliance program, our banking network.
Platforms need FBO accounts they can depend on. Routefusion connects you to multiple US partner banks through a single integration, so when one bank has issues, funds route through the next. Run your own compliance program on infrastructure built for scale.
Single-bank FBO dependency is your biggest operational risk
When your bank partner exits FBO services, changes terms, or gets hit with regulatory action, your entire platform stops. You need redundancy built into the foundation, not bolted on after a crisis.
Multi-Bank FBO Network
Connect to multiple US partner banks through one integration. If one bank has issues, funds route through the next. No single point of failure.
Run Your Own Compliance
Use Routefusion's banking infrastructure while maintaining your own compliance program. BSA/AML, KYC, sanctions screening on your terms.
Unified Sub-Ledger
Every transaction across every bank partner in a single ledger. Real-time reconciliation, audit-ready reporting, multi-currency balances.
Scale Without Concentration Risk
Add banking capacity as you grow. No single-bank dependency, no volume caps forcing renegotiation.
Built for Regulated Entities
SOC 2 Type II, PCI DSS, FDIC insured partner banks. Infrastructure designed for businesses that answer to regulators.
Domestic & International Platforms
Whether you're US-based or operating from abroad, access US FBO accounts through our partner bank network.
How It Works
One integration. Multiple banks. Your compliance program.
One ledger across every bank partner
Stop reconciling across multiple bank portals. Routefusion gives you a single source of truth for every FBO transaction, regardless of which bank holds the funds.
- Real-time balances across all FBO bank partners
- Automatic reconciliation eliminates manual matching
- Sub-account level visibility for every end user
- Audit-ready reporting for compliance teams
- Webhook notifications for every fund movement
| Ref | Corridor | Bank | Amount | Status |
|---|---|---|---|---|
| FBO-1001 | Deposit | Bank A | $250,000.00 | Settled |
| FBO-1002 | Transfer | Bank B | $85,000.00 | Settled |
| FBO-1003 | Withdrawal | Bank A | $42,500.00 | In Transit |
| FBO-1004 | Deposit | Bank C | $175,000.00 | Settled |
| FBO-1005 | Transfer | Bank B | $320,000.00 | In Transit |
Trusted by Regulated Platforms
“Routefusion gave us multi-bank FBO redundancy without rebuilding our integration. One API, multiple banks, one ledger — exactly what we needed to scale without concentration risk.”
Get Started With Multi-Bank FBO Infrastructure
Talk to our FBO team about multi-bank redundancy, unified sub-ledger, and compliance-ready infrastructure for your platform.
Talk to Our FBO Team