Routefusion
Built for PSPs and Payment Platforms

US accounts, FX, and stablecoin settlement for PSPs.

Merchant account infrastructure without rebuilding the banking layer.

Routefusion helps payment platforms give merchants US receiving account details, reconcile collections, convert FX, and settle through fiat or USDC rails from one API.

  • Issue merchant-level receiving details and virtual accounts where supported
  • Collect, reconcile, convert, and settle merchant funds across currencies
  • Use fiat rails and USDC settlement in the same operating model
  • Design the corridor, compliance, and rollout path with payments architects

Trusted by

Rise·Bitso·WalaPay·Plane·Clara·PaymentLabs
SOC 2 Type IIUSDC + Fiat RailsBuilt for Platforms
185+
Countries
80+
Currencies
One
API

Talk To A Payments Architect

Step 1 of 3Contact

Your merchants want local account access. Your operations team needs controlled settlement.

Foreign PSPs and payment platforms need a practical way to collect into US account rails, manage merchant-level reconciliation, convert FX, and settle funds without stitching together separate banking, ledger, payout, and stablecoin vendors.

Merchant Receiving Accounts

Support merchant-level receiving details and virtual account structures where available, so collections can be mapped back to the right merchant, program, or ledger entry.

FX And Settlement Workflows

Move from collected funds into the currency and rail your payout flow requires. Use fiat settlement, USDC funding, or a hybrid route based on corridor and timing.

Multi-Rail Payout Coverage

Route payouts through SWIFT, local rails, and stablecoin-funded settlement from one integration instead of managing separate providers per region or rail.

Platform-Ready Compliance

Keep your compliance workflow and customer relationship while Routefusion supports the payments infrastructure, onboarding path, and operational controls.

Ledger-Friendly Reconciliation

Use account references, transfer metadata, webhooks, and reporting patterns designed for PSP operations, merchant balances, and settlement reconciliation.

Human Implementation Support

Work with payments architects on corridor coverage, account structure, settlement timing, FX path, compliance dependencies, and launch sequencing.

Why payment platforms use Routefusion

Account structure plus payout rails

Give merchants a practical way to receive funds and then move those funds across currencies and corridors.

Fiat and stablecoin in one model

Use USDC where it improves settlement speed or operating coverage, while keeping fiat rails available where they are the better path.

Designed for real operations

Routefusion supports reconciliation, transfer status, corridor planning, and implementation work, not just API access.

No forced consumer front end

Build the merchant experience in your own product while Routefusion supports the infrastructure layer behind it.

Built for platforms moving merchant funds

This is not a consumer wallet or generic treasury tool. Routefusion is built for companies that need programmable money movement across accounts, currencies, rails, and settlement methods.

Payment service providersForeign PSPs serving US merchantsMerchant-of-record platformsFintech and neobank platformsCross-border marketplacesStablecoin-enabled payment platforms

What PSPs can build with Routefusion

Use the pieces you need for merchant collections, settlement, payout operations, and reconciliation.

US receiving account workflows for eligible merchant programs
Virtual accounts for merchant-level reconciliation
Multi-currency accounts and balance operations
FX conversion and cross-border payout workflows
USDC funding and fiat payout settlement
SWIFT, local rail, and stablecoin-funded payout options
Webhook-driven transfer status and reconciliation metadata
Implementation support for corridor and compliance design

Frequently Asked Questions

Routefusion can support US receiving account and virtual account workflows for eligible platform programs. The right account structure depends on your entity, use case, merchant profile, compliance workflow, and corridor requirements.

Map the right account and settlement architecture.

Talk through merchant accounts, FX, fiat rails, USDC, compliance ownership, and launch sequencing with Routefusion.