Routefusion or Nium?

Emily Moore
September 25, 2024

Why You Should Be Choosing Routefusion Over Nium For Your Business Needs

Routefusion zeroes in on delivering what small-to-medium businesses need to expand globally—without the hassle. We’ve got your back with a more customized, easy-to-use solution. 

Nium’s great for enterprises, but if you're a growing marketplace, neobank, fintech, or payroll company, here’s why Routefusion is the smarter pick.

Global Accounts for All
Managing multiple currencies across borders? Routefusion makes it simple and cost-effective. Our global accounts are seamlessly integrated with our payment infrastructure, making international transactions a breeze. 

Nium offers global accounts too, but they're built more for enterprises and lack that industry-specific touch smaller businesses need.

Real-Time Payments
Both Routefusion and Nium offer real-time payments, but we add some magic by routing transactions through the most cost-efficient local networks. That means faster payments and lower fees. 

Nium’s system works well for enterprise-level transactions, but it’s not as nimble for fast-moving businesses.

Compliance & Security
Compliance headaches? We’ve got you covered. Routefusion automates compliance for fintechs and marketplaces, including AML, KYC, and PSD2, so you can focus on what matters. 

Nium does compliance too, but with less focus on small-to-medium businesses, meaning more manual oversight might be needed.

Fraud Prevention
Routefusion is built with fintech security in mind, using behavioral analytics and machine learning to detect fraud in real time. 

Nium’s fraud detection is top-tier, but it’s more geared toward large corporations, which may not be as relevant if you’re a smaller, digital-first business.

Customer Support
At Routefusion, we pride ourselves on real-time, dedicated support (in the US, UK, and LATAM!) with Slack integration—yep, you can even reach out to the co-founders if you need to! 

With Nium, your support request is more likely to land in a queue, with longer wait times that are typical of enterprise-level support.

Customizable API
Our API is built to adapt to your needs. Don't want to integrate? We've got you covered with our easy to use Manager App.

Nium’s API offers plenty of features, but it’s less flexible for small-to-medium businesses looking for customization.

Bottom Line
Routefusion gives you the tools, flexibility, and support to grow globally without the enterprise-size headache. If you’re a fast-growing business looking for real-time solutions, we’re the partner for you. 

Nium’s great for big corporations, but for everyone else? Routefusion’s where it’s at!

💪🌎 RF

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