Planning tool

Integration Readiness Scorecard

Score the three conditions that decide how fast a payments integration ships: a clear ICP and use case, protected engineering time with executive backing, and engineering experience with payment APIs.

Planning tool · About 5 minutes · Timeline estimate · No login required

Score your integration readiness across three conditions

Score your team 1 to 5 on each item. 1 is weak, 5 is strong.

ICP Clarity & Use Case Definition

Not scored

Defined ideal customer profile

not scored

What to evaluate: Can you describe your target customer in two sentences: business type, geography, payment need, and what a successful payment looks like?

Your score

Use cases defined in compliance terms

not scored

What to evaluate: Have you documented your payment use cases with the five-element specificity compliance teams require: sender type, sender jurisdiction, destination, purpose, beneficiary type?

Your score

Corridors prioritised by customer demand

not scored

What to evaluate: Do you have a ranked list of corridors to activate based on what your current customers actually need, not a wish list of every market you might serve one day?

Your score

Business roadmap documented

not scored

What to evaluate: Do you have a written integration roadmap that shows your partner what you need in Phase 1, 2, and 3, not just a list of features you want?

Your score

CEO Leadership & Protected Engineering Time

Not scored

CEO actively leading the integration

not scored

What to evaluate: Is the CEO or founder personally involved in integration decisions, in the room making calls, not delegating entirely to a project manager?

Your score

Engineering time protected and dedicated

not scored

What to evaluate: Has your engineering team’s time been formally protected for the integration, with a clear expectation that it is the priority until it is live?

Your score

Internal alignment on what success looks like

not scored

What to evaluate: Has your team agreed what a successful integration looks like: specific metrics, go-live criteria, and how you will know when it is working?

Your score

Decision-making speed during integration

not scored

What to evaluate: When a question arises mid-integration (a use case edge case, a compliance clarification, a corridor call), how quickly can your team decide?

Your score

Engineering Experience with Payment APIs

Not scored

Prior payment API integration experience

not scored

What to evaluate: Has at least one developer integrated against a payments or financial services API before, including authentication flows, webhooks, and error handling in a regulated context?

Your score

Familiarity with compliance-adjacent engineering

not scored

What to evaluate: Does engineering understand the compliance requirements that affect implementation: how use cases affect API calls, why beneficiary data varies by corridor, how KYB/KYC flows affect the build?

Your score

Sandbox and test environment discipline

not scored

What to evaluate: Does your team use a sandbox effectively: building against test data, validating edge cases, and not going live until validation is complete?

Your score

Clear ownership of integration tasks

not scored

What to evaluate: Is it clear which developer owns which part: authentication, use case implementation, error handling, webhooks, reconciliation, and go-live validation?

Your score
0/ 60
Download results

Score all 12 criteria to see your verdict.

Planning tool only. Routefusion provides this tool for general informational and planning purposes only. It is not legal, regulatory, compliance, tax, or financial advice, and using it creates no advisory or fiduciary relationship.

Its outputs are directional and based solely on the information you entered. They are not a guarantee of eligibility, pricing, timelines, approval, or of any particular provider or banking partner outcome.

Document, payment, banking-partner, and regulatory requirements vary by jurisdiction and change over time. Any requirement, threshold, or timeframe referenced here is general guidance, not a statement of what any specific provider, bank, or regulator will require of you.

You remain responsible for your own compliance obligations. Consult your own qualified legal and compliance advisors before acting on any output of this tool.

Routefusion makes no warranties and accepts no liability for decisions made using this tool.

Download your readiness scorecard

  • Your three condition scores and overall readiness status
  • Your estimated integration timeline
  • The full preparation checklist that cuts months off an integration
  • A clean CSV of your inputs

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Want help closing a gap before you start? Book a free consultation. We'll review your lowest-scoring condition and map the prep that gets you to a days-to-weeks integration.

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How it works & FAQs

01Score three conditions
Rate your ICP clarity, leadership and protected time, and engineering experience, four items each.
02See a timeline estimate
Your total maps to a realistic integration timeline, from days to over a year.
03Close the weakest first
Use your lowest items as a punch list before you start the build.
Why does integration speed depend on more than engineering?
Most stalled integrations are not blocked by code. They are blocked by an unclear ICP, shifting priorities, or engineers who keep getting pulled away. This scorecard weighs all three.
Is the timeline a commitment?
No. It is a realistic estimate based on your self-assessment, meant to set expectations and surface gaps, not a guarantee.
What should I fix first if I score low?
Start with whichever condition scored lowest. An unclear ICP or unprotected engineering time will slow you down more than any missing library.